Welcome To Fidelity Bank's Refer-A-Friend Center

The person making the referral ("Referrer") will earn a $50 direct deposit ("Reward") for each individual referred ("Referred Person") who opens a new:

• Fidelity Premier Checking Account
• Fidelity On The Geaux Checking Account
• Fidelity Easy Checking Account
• Fidelity Student Checking Account
• Fidelity Prime Senior Checking Account
• Fidelity Analyze Checking Account
• Fidelity Business 150 Checking Account
• Fidelity P.O.W.E.R. Business 350 Checking Account
• Fidelity Business 350 Checking Account

 with Fidelity Bank ("Fidelity") and completes the Program Qualifications within the time specified as outlined below.

• The Referrer must register for the Program at the Program registration site (http://bankwithfidelity.royalreferralcenter.com).
• Agree to these Terms and Conditions and the Electronic Communications Disclosure.
• Share the Program offer with their friends, family or co-workers via submitting a valid email address for both the Referrer and each Referred Person via the registration site.

A Referrer may receive up to ten (10) Rewards ($500 total value) within a calendar year for eligible referrals made during that same calendar year, but only one Referrer may receive a Reward for each Referred Person who completes the requirements (the first Referrer that enters the information for a Referred Person will be the eligible Referrer). The Referred Person may only receive one Reward for opening an eligible account and completing the Program Qualifications listed below, but may also be eligible as a Referrer after becoming a Fidelity customer. There is a limit of one Reward paid per qualifying account. So, for example, in the event more than one Referred Persons open a jointly held account, one $50 Reward will be paid to the person named first within the account registration. The Referrer authorizes the sending of emails to each Referred Person regarding the Program on the Referrer's behalf. If the Referred Person's email address is in Fidelity and/or CS3 Marketing or within such email.

Returned/invalid email addresses and non-deliverable addresses are not the responsibility of Fidelity or CS3 Marketing. Due to the confidential nature of the process, Fidelity cannot disclose information on who has applied, nor will the Referrer be notified whether Fidelity approves or declines any application(s) from the Referred Person(s) you refer. However, by participating in the Program, the Referrer agrees that Fidelity and/or CS3 Marketing may disclose to the Referred Person that the Referrer is a customer of Fidelity. The Referred Person acknowledges that a Reward will be issued to the Referrer after all conditions have been met in the time frames provided. The Reward will be deposited to the Fidelity Account provided at registration or the Fidelity Account opened in conjunction with the Program. In order to participate in the Program, Referrer and the Referred Person consent to receive information calls, including but not limited to, contact by manual calling methods, prerecorded or artificial, voice messages, text messages, emails, automatic telephone dialing systems, and/or similar communications from Fidelity.

In order to be an eligible Referrer you must be a current customer of Fidelity. In order to be an eligible Referred Person you must not currently have a checking account with Fidelity or have had a checking account with Fidelity within the prior 12 months. The Program may be discontinued or changed at any time without notice. Program Qualifications: Truth-In-Savings Disclosure: Including all other eligibility requirements discussed herein, the Referred Person must meet the following eligibility requirements in order for the Referred Person and the Referrer to earn a Reward: Complete the Program registration and, within 90 days of receiving the invitation, open a new Fidelity Premier Checking, Fidelity On The Geaux Checking, Fidelity Easy Checking, Fidelity Student Checking, Fidelity Prime Senior Checking, Fidelity Analyze Checking, Fidelity Business 150 Checking, Fidelity P.O.W.E.R. Business 350 Checking or Fidelity Business 350 Checking account with Fidelity using new money not currently held on deposit with Fidelity ("Account"). Minimum opening deposit of $50 is required; $25 for Easy Checking and Student Checking. In order for the Referred Person and the Referrer to earn a Reward, the Referred Person must complete the following within 60 days of Account opening: Enroll in Online Banking with Electronic Periodic Statements ("e-statements") for the Account; and Complete ten (10) debit card transactions (PIN or Signature) that post and clear the Account within 60 days of account opening. If qualification and eligibility requirements are met, the Referred Person will receive the Reward approximately 60 days after Account opening. As of June 19^th, 2020, the Annual Percentage Yield ("APY") for the Fidelity Premier Checking account is 0.10%, and the APY for the Fidelity Prime Senior Checking account is 0.05%. Rates may change at any time. Fees may reduce earnings. Fidelity On The Geaux Checking, Fidelity Easy Checking, and Fidelity Student Checking accounts do not earn interest. A monthly fee may apply depending on account type but may be waived on some accounts if certain conditions are met (visit bankwithfidelity.com for conditions).

Other Important Information:

In order for the Referrer to receive the Reward, the Referred Person must keep the Account open for at least 60 days. When opening the Account, the Referred Person must provide the same email address used when registering with the Fidelity Bank referral program. Please allow up to 4-6 weeks, after completion of all requirements of this offer for direct deposit to occur. Each Reward amount received by the Referred Person or Referrer may be reported as income to the IRS, state, and local tax authorities if required by applicable law. Recipient is solely responsible for any federal, state, and/or local taxes. The offer cannot be combined with other checking cash bonus offers by Fidelity. If a Referred Person is eligible for more than one promotion or offer and meets all of the requirements, Fidelity will award the Referred Person the amount of the highest offer. The Referrer will still receive a $50 Reward as long as the Referred Person meets the terms of the Program. Equal Housing Lender. Fidelity Bank is a Member FDIC. 2020 Fidelity Bank. All rights reserved. The Fidelity Hexagon Logo is a trademark of Fidelity Bank. All other trademarks are the property of their respective owners.